Ask it like a person. Get an underwriter's answer.
Behind the conversation is a decision engine loaded with the lender's actual program guidelines. Every number you give it gets checked against the rule it affects, in real time.
Illustrative readout. Real limits vary by program, credit tier and loan size.
Built on the real rulebook
DSCR, bank-statement, full doc, foreign national and ITIN guidelines, checked rule by rule. When Kevo says yes, it means something.
Tells you why
If something doesn't fit, you hear which rule and what would change the answer: more down, a different program, or a different property.
Remembers the deal
Come back to any scenario, change the price or the rent, and pick up exactly where you left off.
Waiting on a callback
- 01Fill out a web formday 1
- 02Wait for a loan officer to callday 2
- 03Email documents back and forthday 3–4
- 04Find out if you qualifyday 5+
One conversation
- 01Describe the propertynow
- 02Answer a few questionsnow
- 03See your decision and the reasonsnow
- 04Share it with your agentone tap
A lender in your pocket.
Sketch a buyer's scenario between showings, send them a link that's already filled in, and see what the deal is worth to you before anyone picks up the phone.
Sketch it
Address, price and expected rent. Kevo shows an estimated payment and DSCR in seconds.
Send it
Your buyer gets a link with the property already filled in. They finish privately, and you can re-share any saved deal in one tap.
Get paid
Investment-property loans are business-purpose, so you're eligible for a 50 bps referral fee, paid at funding.
Paid at funding on business-purpose loans only, subject to your brokerage's commission split and applicable law.
Proof of a qualified buyer, sent to the other side of the table.
With the buyer's OK, their agent sends the listing agent a secure link. The listing agent proves they're on the deal and sees a live verification instead of a PDF they have to take on faith.
Licensed agents on the deal only
License checked live with the state, matched to the listing of record, then a one-time code.
Status, not secrets
Approved amount, down payment and program. Never the credit score, income or account numbers.
Milestones for both agents
Appraisal, clear to close and funding, pushed to both sides automatically.
